Terms and Conditions

1. General Information & Scope

These Terms and Conditions ("Terms") govern the use of the website www.bright-minds.io (the "Website"), including all services, programs, and software offered by:

(hereinafter referred to as "Bright Minds", "we", "us", or "our").

By accessing our Website, registering for an account, or purchasing or using our services, programs, or the LuminaOS application (collectively, the "Services"), you ("User", "you") agree to be bound by these Terms. If you do not agree to these Terms, you may not use our Services.

These Terms apply to all users, including consumers (§ 13 BGB) and entrepreneurs (§ 14 BGB).

2. Description of Services

Bright Minds provides personal and professional development services focused on mindset, habits, focus, and leveraging Artificial Intelligence for growth. Our Services include, but are not limited to:

• Coaching Services: One-on-one or group coaching sessions.
• Online Programs: Structured digital courses such as the "Success Habits Program" and the "AI Mastery Framework".
• The LuminaOS Application: A personal growth platform ("App") featuring outcome-based life design, smart journaling, habit tracking, an AI coach, reflection loops, and community challenges.
• Digital Content: Articles, videos, and other resources available on the Website.
• Community Platforms: Forums or groups for users to interact.

3. User Accounts & Registration

To access certain Services, such as the online programs or the LuminaOS App, you may be required to create an account. You agree to:

• Provide accurate, current, and complete information during the registration process.
• Maintain the security and confidentiality of your account password.
• Be solely responsible for all activities that occur under your account.
• Notify us immediately of any unauthorized use of your account.

You must be at least 18 years old to create an account and use our Services.

4. Contracts, Payments, and Fees

• Conclusion of Contract: The presentation of our Services on the Website does not constitute a legally binding offer. By clicking the "Buy Now" or equivalent button, you make a binding offer to purchase the selected Service. A contract is concluded only when we accept your offer, which we may do via an order confirmation email or by granting you access to the Service.
• Pricing: All prices are listed on the Website at the time of the order. Prices are in Euros (€) and, unless otherwise stated, include the applicable statutory value-added tax (VAT).
• Payment: Payment is due immediately upon conclusion of the contract. We accept the payment methods displayed during the checkout process.
• Subscriptions: If you purchase a Service on a subscription basis, your subscription will automatically renew for the same period unless you cancel it before the end of the current billing cycle in your account settings.

5. Right of Withdrawal for Consumers (Widerrufsrecht für Verbraucher)

If you are a consumer residing in the European Union, you have a statutory right of withdrawal.

6. Intellectual Property Rights

All content provided through our Services, including but not limited to the text, graphics, logos, videos, course materials, the design and functionality of the LuminaOS Application, and the underlying software and AI models, is the exclusive property of Bright Minds or its licensors and is protected by copyright, trademark, and other intellectual property laws.

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for your personal, non-commercial use, conditioned on your compliance with these Terms. You may not reproduce, distribute, modify, create derivative works of, publicly display, or commercially exploit any part of our Services without our express prior written consent.

7. User-Generated Content

You may be able to create, upload, or post content within the Services, such as journal entries in the LuminaOS App or messages in community forums ("User Content").

• You retain ownership of your User Content.
• For personal data, such as private journal entries, we will treat this information in accordance with our Privacy Policy.
• For User Content you share publicly or in community areas, you grant Bright Minds a worldwide, non-exclusive, royalty-free, perpetual license to use, reproduce, modify, display, and distribute such content in connection with operating and promoting the Services.
• You are solely responsible for your User Content and warrant that you have all necessary rights to post it and that it does not violate any third-party rights or applicable laws.

8. User Conduct

You agree not to use the Services to:

• Engage in any illegal, fraudulent, or harmful activity.
• Harass, abuse, or harm another person.
• Infringe upon the intellectual property rights of others.
• Distribute spam, unsolicited messages, or chain letters.
• Introduce viruses, trojans, or other malicious software.
• Attempt to reverse-engineer, decompile, or otherwise access the source code of the LuminaOS App or other proprietary software.

We reserve the right to suspend or terminate your account and access to the Services for any violation of these rules.

9. Disclaimers & Limitation of Liability

• No Professional Advice: The Services provided by Bright Minds are for educational and informational purposes only. They are not a substitute for professional psychological, medical, financial, or legal advice, diagnosis, or treatment. Always seek the advice of a qualified professional with any questions you may have regarding a medical or mental health condition.
• No Guarantees: While we strive to provide high-quality Services, we make no guarantees regarding specific results, outcomes, or personal or professional success from the use of our Services. Your success depends on your own effort, motivation, and follow-through.
• "As Is" Basis: The Services are provided on an "as is" and "as available" basis without any warranties of any kind, express or implied.
• Limitation of Liability:
  • Bright Minds shall be unrestrictedly liable for damages caused by intent or gross negligence.
  • In cases of slight negligence, we shall only be liable for the breach of essential contractual obligations (i.e., obligations whose fulfillment is essential for the proper execution of the contract and on whose observance you may regularly rely). In such cases, liability is limited to the typically foreseeable damage at the time the contract was concluded.
  • The foregoing limitations of liability shall not apply to damages resulting from injury to life, body, or health, or in the case of liability under the German Product Liability Act (Produkthaftungsgesetz).

10. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information in connection with the Services is described in our Privacy Policy, which is incorporated by reference into these Terms. By using our Services, you agree to the terms of the Privacy Policy.

11. Changes to Terms

We reserve the right to modify these Terms at any time. If we make material changes, we will notify you by email or by posting a notice on our Website prior to the effective date of the changes. Your continued use of the Services after the effective date constitutes your acceptance of the amended Terms.

12. Termination

You may terminate your account and stop using the Services at any time. We reserve the right to suspend or terminate your access to the Services at our discretion, without notice, for any conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

13. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Germany, excluding the UN Convention on Contracts for the International Sale of Goods (CISG).

If you are a merchant (Kaufmann), a legal entity under public law, or a special fund under public law, the exclusive place of jurisdiction for all disputes arising from or in connection with these Terms shall be Munich, Germany.

14. Online Dispute Resolution

The European Commission provides a platform for online dispute resolution (ODR): https://ec.europa.eu/consumers/odr. We are not obligated or willing to participate in dispute resolution proceedings before a consumer arbitration board.

15. Final Provisions

• Severability: If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
• Entire Agreement: These Terms, together with our Privacy Policy, constitute the entire agreement between you and Bright Minds regarding your use of the Services.
• Contact: For any questions about these Terms, please contact us at info@bright-minds.io.